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Constitutional Silver: A Collector’s Guide to America’s Historic Coins

Constitutional Silver: A Collector’s Guide to America’s Historic Coins

Constitutional silver, often referred to as “junk silver,” is a term used to describe a unique and fascinating category of coins with a rich history in the United States. These silver coins, minted before 1965, contain a significant amount of silver and hold both historical and numismatic value. In this comprehensive guide, we’ll explore the history, significance, and key dates associated with constitutional silver.

90% silver coins in Florida

The Era of Constitutional Silver

To understand constitutional silver, we must step back in time to an era when silver coins were an integral part of everyday transactions in the United States. From the late 18th century until the mid-20th century, silver coins of various denominations were widely used as a medium of exchange, alongside gold coins and paper currency.

The Coinage Act of 1792 established the U.S. Mint and regulated coinage in the newly formed nation. It authorized the production of silver coins such as the half dollar, quarter dollar, and dime, all of which contained a specific amount of silver. These coins became the backbone of America’s monetary system and were in circulation for generations.

Key Denominations of Constitutional Silver

  1. Half Dollars: Half dollars minted before 1965 contained 90% silver and 10% copper. The most common design during this period featured Benjamin Franklin on the obverse and the Liberty Bell and an eagle on the reverse.
  2. Quarters: Silver quarters before 1965 shared the same silver-copper composition as half dollars. They often featured designs like the Standing Liberty quarter and the Washington quarter.
  3. Dimes: Like the half dollars and quarters, silver dimes were made of 90% silver and 10% copper. Some iconic designs from this era include the Mercury dime and the Roosevelt dime.

Significance of Constitutional Silver

  1. Intrinsic Value: The most obvious appeal of constitutional silver is its intrinsic value. With 90% silver content, these coins contain a significant amount of the precious metal, making them a tangible store of wealth.
  2. Historical Significance: These coins are a tangible link to America’s past, representing a time when silver and gold coins were used in everyday transactions.
  3. Numismatic Interest: Collectors are drawn to constitutional silver for its historical designs, mintmarks, and various die varieties, adding a layer of numismatic interest.
  4. Survival and Circulation: Despite being removed from circulation in the mid-1960s, many of these coins have survived in excellent condition, offering collectors a wide range of quality options.

Key Dates in Constitutional Silver

While most constitutional silver coins are relatively common, certain years and mintmarks are more sought after by collectors, either due to their low mintage or unique characteristics. Here are some key dates to look out for:

  1. 1916-D Mercury Dime: This dime is highly coveted for its low mintage and iconic Mercury head design.
  2. 1921-D Walking Liberty Half Dollar: Known for its low mintage and historical significance, this coin is a favorite among collectors.
  3. 1932-D and 1932-S Washington Quarters: The first year of issue for the Washington quarter, these coins are notable for their low mintage and status as a one-year type coin.
  4. 1942/1 Mercury Dime: A rare overdate variety, this coin is a must-have for dime collectors.
  5. 1955 Doubled Die Obverse Franklin Half Dollar: This variety features prominent doubling on the obverse and is highly sought after by collectors.
  6. 1964-D Peace Dollar: An unusual year for the Peace dollar series, as it was minted in 1964 even though it hadn’t been produced since 1935. These coins are relatively rare and command a premium.

Investing in Constitutional Silver

Constitutional silver holds a unique place in the world of precious metals, appealing to both collectors and investors. Here are some reasons why individuals choose to invest in these historic coins:

  1. Intrinsic Value: The silver content in constitutional silver provides an intrinsic value that can serve as a hedge against inflation and economic uncertainty.
  2. Portability: Due to their smaller denominations, these coins offer greater flexibility for those looking to buy, sell, or trade precious metals.
  3. Historical Significance: Collectors are often drawn to constitutional silver because of its historical relevance and the stories these coins tell about America’s past.
  4. Diversification: Adding constitutional silver to your portfolio can help diversify your assets and reduce risk, as precious metals often move independently of traditional investments.
  5. Low Premiums: These coins often carry lower premiums over the spot price of silver compared to modern bullion coins, making them an accessible option for investors.


Constitutional silver represents not only a store of value but also a piece of American history. These coins, with their rich history, intrinsic worth, and numismatic appeal, offer a unique and tangible way to engage with the world of precious metals. Whether you’re a collector seeking key dates or an investor looking for a tangible asset, constitutional silver coins are a treasure trove waiting to be explored, appreciated, and cherished for generations to come.

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